How Our Legal Terms Apply to You
Our terms of use are structured around the reality that access and eligibility depend on local law. If you open an account from Indonesia — whether you fund it via DANA, OVO, GoPay, or QRIS — you are bound by the version of our terms applicable
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to your region. We do not override local regulatory requirements; instead, we align our account rules, payment processing scope, and data retention policies with what the jurisdiction allows. Transactions processed through QRIS, for example, follow the Bank Indonesia clearing framework, and our terms acknowledge that settlement
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timing is governed by the payment rail, not solely by us. You can request a copy of the current terms at any time through our support channels, and any material changes to policy are communicated to your registered contact before they take effect.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.